How to Claim Car Insurance After an Accident in Dubai

Having car insurance is a necessity for most people. It is important that you have a good policy to protect yourself and your family. If you are involved in an accident, you need to know how to claim car insurance. In this article, you will learn about some of the things you should do, and things you should not do, when you need to make a claim.

Do’s and don’ts

Whether you’re a UAE citizen or simply planning to drive in the country, you should know what to do when claiming car insurance after an accident. Unfortunately, many drivers make mistakes that can have a negative effect on the claim process. But there are some tips you can use to make sure the process goes smoothly.

The first thing you should do after an accident is call the police. The police will check the scene of the accident and take pictures. They will then give you a green or red form with information about the accident. You can also use the Dubai Police app to help with your accident report.

You should also gather any documentation you have related to the accident. You should also be sure to have your vehicle registration copy and driving license. Also, you should contact your auto insurance company as soon as possible. They will send you a report that you can use to make your claim.

File a police report

Getting a police report after an accident can help you make a claim for car insurance in Dubai. A police report will include the details of the accident, including the name of the driver, the time of the accident, and the location of the accident. You may also be able to get a damage report from the police.

You can report an accident online through the Dubai Police’s official website. Alternatively, you can also report an accident by calling the police on 999.

You should contact the police as soon as possible. The police will examine the scene and will then determine who is at fault. You will need to provide the police with your contact details and identity proof. They will also take photographs of the scene and will also talk to witnesses. You should also contact your insurance provider to get a police report.

After you have reported the accident, you should look at the damage to your vehicle. You should also ask the police for ambulance support if necessary. You should also check your passengers for injuries. You should also stay calm.

Go through your policy once more

Whether you are an expatriate or a resident of the UAE, you must be aware of your car insurance policy. This will help you to navigate through the complicated claim process after an accident. A good provider can provide you with free 24/7 roadside assistance.

Fortunately, there are several good providers that offer such services. Nevertheless, you should first consult your insurance agent to determine whether your plan offers the coverage you need. Also, you should take a look at the exclusions in your policy. Often, the insurance company will reject a claim if the driver was at fault for the accident.

If your car is damaged, the first thing you should do is contact the police. They will investigate the incident and document the damage. This is especially important if you want to file an insurance claim.

If you are in Dubai, you may also want to consider the Dubai Police mobile application. This app is easy to use and allows you to file an accident report in a few seconds. It also allows you to take pictures of the accident scene.

Don’t run or drive away from the scene of the accident

Leaving the scene of an accident is never recommended. Not only can this cause you to be caught on CCTV, but you could also be sued later by the other driver. The police are also aware of this, so you should always report the accident to them.

If the accident causes serious damage to your vehicle, or you are injured, you should always call 999. You should also make sure you leave all details for the police and your insurance company. These details can speed up the claims process.

You should also try to gather information about the other driver. This can include their license plate number. You should also look for the names of witnesses. This will help the police to identify who was at fault.

It is also a good idea to have a copy of the police report. You can also use the Dubai Police app to report the accident. This only takes a few minutes, and you can take pictures of the accident scene to help with the report.