It is an investment that I do not regret having made.
- I purchased pet insurance after adopting a dog two years ago.
- Although he hasn’t done much for me so far, I’m still happy to have him.
When my family adopted our 70 pound dog about two years ago, we knew there was a chance he would come with health issues. Since we recovered him from a rescue, it was conceivable that he hadn’t always received the best care earlier in his life.
We took our dog to the vet a few days after welcoming him into our home and were thrilled when he got a clean bill of health. As such, we did not rush to put animal insurance in place, even if we intended to.
Soon after, my dog started limping and showing signs of pain. After very expensive diagnostic tests, we learned that he suffered from a form of arthritis common in large dogs. And these days, his condition is thankfully being managed through a combination of walks and medication.
This diagnosis, however, was a wake-up call for us, and we rushed to get pet insurance right after. Even though we knew arthritis wouldn’t be covered as a pre-existing condition, we still wanted the protection that a policy offered.
In the meantime, fast forward to now, and we have yet to arrange for our pet insurance to pay for our dog’s care. But I’m still happy that we have our policy. In fact, I’ll be happy to keep this policy handy for many years so I never have to use it.
It’s all about peace of mind
Many people buy term life insurance with the hope of not death and that their relatives receive a death benefit. Well, I take a similar approach to having pet insurance.
I want a policy in place in case my dog gets injured, gets sick, or needs expensive surgery. But I obviously hope that none of these things will happen. Instead, I’ll be glad if all he needs over the years is routine medical care and treatment for his arthritis, which, as I mentioned, my plan won’t cover anyway.
Of course, I am aware that as dogs age, health issues tend to arise. That’s what happened with our previous dog – he developed diabetes, kidney stones and other problems after he was 10 years old. But now that I have pet insurance, I have peace of mind knowing that if my current dog needs a $7,000 operation, I won’t have to cover that cost myself. .
A worthwhile purchase
Some people will say that if they were to take the money they pay for pet insurance premiums and save it instead, they would be able to cover expensive pet care over time. time. This logic is understandable, and if you are a disciplined saveryou can decide to go this route.
But from my point of view, a pet can get hurt at any time. Some health issues may be more likely with age, but an injury can happen to an older dog as well as a young puppy – there’s no way to tell. And so for me, pet insurance is worth paying for – even if I never get a penny from my policy.