Take Heed of the Tortoise and the Hare: Speeding Doesn’t Win

This submit is a part of a collection sponsored by IAT Insurance coverage Group.

There’s a lot knowledge to be extracted from Aesop’s timeless fable “The Tortoise and the Hare” in terms of driver dashing.

Because the Hare found, dashing doesn’t save time or sources. As an alternative, research present that whereas drivers solely achieve mere minutes after they exceed the velocity restrict by 10 miles per hour,[1] dashing will increase each the chance of a crash and fatalities occurring.[2]

In 2021, velocity was concerned in 29% of all traffic-related deaths, and a mean of 33 folks within the U.S. have been killed every day in a speeding-related visitors incident.[3]

Non-crash penalties of dashing

Past a crash, damage or fatality, dashing has a number of penalties, together with:

Dashing tickets, impacting each the motive force and the fleet service. Most states don’t let drivers with a CDL take a security class to keep away from conviction, and fleet drivers stopped for dashing are sometimes subjected to a prolonged inspection and extra citations. The common value of loss for an accident involving a fleet automobile is roughly $70,000,[4] and naturally, prices for industrial insurance coverage improve for drivers with poor driving information.

Lack of employment and/or driving privileges is a substantial consequence for fleet drivers who velocity. Most carriers have a dashing coverage that permits for minimal driver violations earlier than employment privileges are taken away and the motive force is let go. As well as, most states permit insurance coverage corporations to exclude drivers with a number of infractions from their industrial insurance coverage insurance policies, which regularly ends in the termination of employment. Dashing drivers who don’t lose their jobs should still lose out on their organizations’ driver security bonus incentives.

4 methods fleet carriers can scale back dashing and enhance security

It’s crucial to proactively decrease the prevalence of dashing in your corporation. Listed here are 4 methods to do it:

  1. Be taught from telematics information.

Telematics pulls again the curtain on driver habits to supply clear insights into the challenges your drivers are having on the highway. Pay shut consideration to your group’s velocity and if there are particular areas or areas that drivers are likely to usually velocity via. Perceive which drivers and places are recurring offenders.

Have interaction in enchancment teaching with “hare” drivers who’ve frequent occurrences of onerous accelerations, onerous braking, cornering velocity and idle time whereas additionally recognizing the extra constructive driver habits of your “tortoise” drivers.

  1. Schedule drivers for fulfillment.

Delays are frequent and drivers could really feel the necessity to velocity to make up for misplaced time, whether or not they obtained a late begin or hit surprising visitors. Be sure that drivers have sufficient time to soundly arrive at their vacation spot with out feeling rushed. Visitors may cause nervousness and misery, so plan realistically and make efforts to keep away from high-traffic areas throughout rush hour by delaying departure occasions or altering routes.

Step again and reply this query to judge if your organization tradition is aligned:

Can we ship a constant message that an important factor is for our drivers to prioritize a protected and good haul, or are we inadvertently reinforcing drivers who get there as quick as they will, whatever the dangers?

  1. Keep on high of upkeep.

Vehicles which might be nicely maintained could have much less motive to be sidetracked, stopped or have an accident on the highway. Totally examine and keep all automobiles to assist keep away from mechanical points whereas driving. Topping off gasoline and wiper fluid and checking tire stress forward of time are minor steps that can also keep away from main delays.

  1. Follow endurance (although it’s onerous)!

Lack of endurance is a standard motive for dashing, so take the time to search out what helps you keep composure and self-restraint if you’re feeling below stress.

Drivers: Take a second to breathe, chill out and prioritize protected driving if you really feel behind or rushed.

Fleet operators: Foster a tradition of sensible expectations and understanding so drivers really feel empowered to make protected choices on the highway.

The implications of dashing are actual and may be devastating. Bear in mind Aesop’s fable: The race doesn’t at all times go to the swift. For skilled industrial drivers and their fleet carriers, the race is gained by those that end the job and ship the products safely.

ASK A LOSS CONTROL REPRESENTATIVE

Have a query on learn how to mitigate danger? E-mail losscontroldirect@iatinsurance.com for an opportunity to see your query answered in a future weblog.


By Dewayne Reeder


[1] KTLA5 “Why dashing doesn’t save drivers a lot time,” Could 1, 2023.
[2] Insurance coverage Institute for Freeway Security “Velocity,” July 2023.
[3] Nationwide Security Council “Motor Car Security Points,” accessed November 25, 2023.
[4] Insurance coverage Enterprise Journal “What’s subsequent for industrial auto danger in 2023?,” January 12, 2023.

An important insurance coverage information,in your inbox each enterprise day.

Get the insurance coverage trade’s trusted e-newsletter

Leave a Comment